What is the best time to invest in mutual funds?
Often there are no correct answers. For long term investors, it usually does not matter too much. There is one exception to this rule. If you invest when the market is expensive (like the end of 2010) you will earn little or even negative returns. Similarly, investing after the market has fallen (mid-2013) increases the chances of high returns. But such occasions are rare. Often the market is neither too high or too low. There are two strategies people can use in this case.